← Back to Blog Software

Best Free Subscription Tracker for Windows in 2026

With the average person juggling 12+ subscriptions, finding a reliable tracker is essential. We've tested the top free subscription management apps for Windows to help you choose.

Why You Need a Subscription Tracker

Subscriptions are sneaky. What starts as a "free trial" becomes a recurring charge you forget about. Studies show the average household wastes $50-$100 per month on unused subscriptions.

A good subscription tracker helps you:

  • See all recurring payments in one place
  • Get reminders before renewal dates
  • Identify services you no longer use
  • Calculate true monthly and annual costs

What We Looked For

When evaluating subscription trackers, we considered:

  • Price — Must have a functional free tier
  • Privacy — How is your data stored and protected?
  • Features — Dashboard, reminders, import/export
  • Ease of Use — How quickly can you get started?
  • Windows Support — Native app or web-based?

Top Free Subscription Trackers for Windows

1. SubScriptor (Best for Privacy)

Price: Free (Premium from $19/year)

Type: Native Windows desktop app

Data Storage: Local (your PC only)

SubScriptor stands out for its privacy-first approach. Unlike web-based tools, it stores all data locally in a SQLite database on your computer. No account required, no cloud sync, no bank connections.

Pros:

  • 100% offline operation
  • No bank connection required
  • Clean, modern interface
  • AI statement analysis (premium)
  • CSV import/export

Cons:

  • Windows only (no Mac/mobile)
  • No automatic sync between devices

Our Verdict: Best choice if you value privacy and don't need cross-device sync.

2. Truebill/Rocket Money (Best for Automation)

Price: Free (Premium $3-12/month)

Type: Web app + mobile

Data Storage: Cloud (their servers)

Truebill (now Rocket Money) automatically detects subscriptions by connecting to your bank. Great for automation, but requires sharing bank credentials.

Pros:

  • Automatic subscription detection
  • Can negotiate bills for you
  • Cross-platform sync

Cons:

  • Requires bank connection
  • Data stored on their servers
  • Premium features expensive

3. Notion/Excel (Best for DIY)

Price: Free

Type: Spreadsheet/database

If you prefer complete control, a spreadsheet works. Notion templates and Excel can track subscriptions, but you'll build everything yourself.

Pros:

  • Complete customization
  • No new software to learn
  • Free forever

Cons:

  • No reminders without extra setup
  • Manual data entry only
  • No visualization by default

Feature Comparison

Feature SubScriptor Rocket Money Notion/Excel
Free Tier ✓ Unlimited ✓ Limited ✓ Full
Offline Mode ✓ Yes ✗ No ✓ Yes
Local Data ✓ Yes ✗ Cloud ✓ Yes
No Bank Login ✓ Yes ✗ Required ✓ Yes
Dashboard ✓ Built-in ✓ Built-in ✗ DIY
Reminders ✓ Calendar ✓ Push ✗ Manual

Our Recommendation

For Windows users who prioritize privacy, SubScriptor is the clear winner. You get a polished subscription management experience without exposing your financial data to cloud servers or third-party APIs.

If you need automatic subscription detection and don't mind sharing bank access, Rocket Money is the most feature-rich option — but comes with privacy tradeoffs.

Try SubScriptor Free

Download the best privacy-first subscription tracker for Windows. No account needed.

Download Free